Nearly 72% of men who filed for Social Security in 2009 opted for early benefits, up from 58% in 2008. More women also filed–74.7% in 2009 compared with 64.2% in the previous year. Are you considering joining them in 2010? Before you decide to take the easy money in these hard times, know that the [...]
Do you have cluttered closets, piles of papers, and drawers of documents? Does the mountain of mail you get every day cause you to overlook important items like bills and tax returns? Are you overwhelmed by catalogs you set aside to look at on a rainy day when, in actuality, it’s going to take another [...]
If you are not using a payroll service or software that has a payroll module, make sure you keep accurate and detailed records of your payroll. Remember, the Internal Revenue Service (IRS) does not easily bend when they impose penalties and interest on late payroll tax deposits. Your employees won’t be happy if the W-2 [...]
The trusty copier has been in offices for years. No longer the humble duplicator, it’s been changing, developing, and getting smarter until it’s also a printer, scanner, and fax machine. Until CBS News opened our eyes recently, many of us never thought about the hidden hard drive it now contains to enable it to do [...]
We often discuss with friends and clients whether they should compute and prepare their payroll checks or use an outside service to handle this important process. While no standard answer applies to all businesses, some important issues should be considered in making that decision. Preparing payroll is: Complicated – If you’re not familiar with computing [...]
A great opportunity recently became available for Florida residents, but you must hurry! Beginning Friday, April 16 and continuing through April 25 (or sooner, if funds are exhausted), you can get a new Energy Star appliance along with a bit of federal stimulus money in the form of a 20% rebate from the state. The [...]
Part II of our healthcare reform blog covers changes we can anticipate from 2013 to 2018.
Life began a gradual multi-year change on March 23rd and March 25th for all of us. Most of the changes to healthcare costs and funding will come in 2014, although some begin this year. Obviously a summary of more than 2,000 pages of legislation, reams of regulations to follow, and a decade with $457 billion [...]
If you’re in construction you know it tends to be a cyclical industry with highs and lows. The highs seem a distant memory as we’re now in a very significant low. Competitors in a shrinking market sometimes lower their prices below cost; how can they do that? Isn’t it better to not take on a [...]
Our healthcare system has been driven into over-diagnosing every ailment with lab tests and imaging we haven’t had access to before. Are these tools worthless? Of course not. The medical profession can now use some amazing resources, without which we would suffer more and die sooner. However, we’ve forced some doctors to become tour guides, [...]
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