Advice, Preparation . . . Results™

Season’s Greetings!

Can you believe we’re almost at the end of another year?  As we reflect on 2015 we are very grateful for your support, your business, and your friendship.

We hope you’re able to spend time with loved ones this season.  That’s our desire also, and several of us will be away.  Except as noted below, there will be someone in the office to serve you throughout the last week of the year.  If you call, please be prepared to share your need so we can redirect you if the person you called for is unavailable.

Holiday Closings

We will be closed all day

Christmas Eve, December 24

Christmas Day, December 25

New Year’s Day, January 1

From the bottom of our hearts we wish you a

Merry Christmas and Happy, Healthy, and Prosperous New Year!

« »

What Our Clients Are Saying

I am pleased with the service and patience we have received. Thanks to your service, we have greater confidence in our financial position. Professional… helpful… cooperative… and accommodating to our …
Dr. Randy T. HodgesHernando Church of the Nazarene

Frequently Asked Questions


What do banks consider when reviewing a loan request?


The bank’s primary concern is repayment. Many loan officers will order a copy of your business credit report, and perhaps your personal report, to determine your likelihood of repaying. Using...



4029 Atlantic Boulevard, Jacksonville, Florida 32207
6000-A Sawgrass Village Circle, Suite 1, Ponte Vedra Beach, Florida 32082


Copyright © 2019 Patrick & Raines CPAs, LLC.
All rights reserved. Privacy Policy | Terms of Use